Legal Notices and Disclaimers

Legal Notices and Disclaimers

Mutual Fund Disclaimer

Only registered representatives of a Mutual Fund Dealer offer mutual funds; and segregated funds are also offered by life insurance representatives.

Before investing in any mutual fund, it is important to read its simplified prospectus obtainable through the authorized independent dealer and their representative as indicated on the front page of this newsletter. Commissions, trailing commissions, management fees, tax payable, and expenses may be associated with mutual fund investments. Mutual funds are not guaranteed. Their values change frequently and past performance may not be repeated. Any indicated mathematical return, including those set forth on graphs or tables in this online publication, is used only to illustrate the potential effects of the compound growth rate and is not intended to reflect future values of returns on any specific investment or any other financial product. It is strongly recommended that you seek professional advice to inform yourself regarding mutual funds or any other financial product as it relates to your circumstance.

Borrowing for investment purposes can magnify the risk as well as the reward of investing. All precautions regarding mutual funds also apply to segregated funds. You should not make any personal decision or act on any information in this online publication because it is meant for general purposes only, and it may not be currently accurate or applicable to your circumstance. The publisher (and Canadian Financial Publishing Group) will not be held liable in any way for any financial planning application, or inaccuracies, or errors, or omissions in relation to the information in this publication. Trademarks and registered trademarks are owned by the publisher (and Canadian Financial Publishing Group). Reproduction by any means without written permission of the publisher is strictly forbidden. The publisher will consider reprints used only by their current clients who inform Canadian Financial Publishing Group prior to use. Contact the publisher at admin@cfpg.com.